Have you ever been in a Financial Nightmare?

Have you ever been in a situation where you have no idea what to do, like financial issues? Where you able to find solutions to it? Or you are still struggling to resolve it up to now?

Most people are having some serious issues when it comes to money. Either they have too much they don't know what to do with it or too little that every penny is being stretch in order to make it through at the end of the day. I would probably say that I am not in the too little nor the one with a lot of money. We just have enough to get us through our lives. But it would be really nice to be able to have something extra so whenever we wanted to do something leisurely we can do it. That's why I have been doing some freelance designs online to make a little extra and help out with paying some of our bills. Even just paying my credit card debt that I used to pay my school fees and books.

And everybody has been through tough times in some part of their lives. I remember back in 2004 when we bought a new car our interest rate was really high because of some issues of my hubby with his credit report but we went ahead and bought the car because we need it and it will help make his credit history better. And the dealership made some arrangement but it didn't happen, but to make the story short. We got screwed and we end up putting all the down payment instead of them giving the money back to us. We almost lost our apartment that time because we were late on the payment. But we took care of it and it all works out fine. And now we are trying to achieve debt relief so we can sell our house and move to a newer one.

By the way, the car that we purchased we traded that one for an SUV and since we been paying on time with our car payments we got a really low interest rate for our SUV. I'd say that somehow we had a debt help so we didn't end up doing debt consolidation. And we were able to buy us a house and with no down payment.

Oh if you want to check how financially fit are you, try visiting Bills IQ. They have some pretty good information that might help you out.


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